I&M Group PLC has announced a robust financial performance for the year ended December 31, 2025, posting a 22% increase in Profit Before Tax to KES 24.2 billion. The Group’s Profit After Tax also saw significant growth, rising by 24% to reach KES 19.8 billion. This strong financial showing was fueled by a 19% increase in total revenue, which hit KES 60.3 billion, and was supported by a 16% rise in net interest income to KES 46 billion and a notable 31% surge in non-interest income to KES 14.4 billion.
The Group’s balance sheet maintained an upward trajectory, with total assets expanding by 15% to KES 668.9 billion. Customer deposits grew by 17% to KES 484 billion, enabling further expansion, while customer loans and advances increased by 7% to KES 306 billion as the bank executed its iMara 3.0 strategy aimed at supporting individuals and Micro, Small, and Medium Enterprises (MSMEs). In light of these positive results, the Board has recommended a final dividend of KES 2.25 per share, bringing the total dividend payout to KES 3.75 per share, representing a 25% increase from the previous year.
I&M Bank Kenya remained the Group’s anchor business, driving overall performance with a 29% increase in Profit Before Tax to KES 17.4 billion and a 22% growth in total operating income. The Kenyan unit also improved its asset quality, reducing its gross non-performing asset (NPA) ratio from 14.3% in 2024 to 13.3% in 2025. The Group’s regional subsidiaries were instrumental in this success, contributing 24% of the overall performance. I&M Bank Uganda recorded a standout 48% increase in Profit Before Tax in local currency, alongside solid profit growths in Rwanda (24%), Tanzania (21%), and its joint venture Bank One in Mauritius (4%).
Mr. Kihara Maina, I&M Group Regional CEO and Interim CEO of I&M Bank Kenya, attributed the performance to the resilience of operations across all markets and the disciplined execution of the bank’s strategy. The bank also saw massive expansion in its wealth management and bancassurance divisions, where Assets Under Management skyrocketed by 223% to KES 99 billion. Additionally, the Group accelerated its digital innovation, achieving a 98% digital adoption rate among transacting customers.
Beyond its financial metrics, I&M Group highlighted its social impact, investing KES 404.7 million into its Community Investment Plan. These funds were directed toward environmental conservation—including the planting of over one million trees—as well as scholarships and economic empowerment programs that positively impacted 348,930 lives across its markets
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