Smart Applications International Ltd (Smart) recently launched Smart Detect AI, a claims intelligence platform designed to transform healthcare claims management by tackling fraud, waste, and abuse in order to reduce inefficiencies, and strengthen financial integrity across healthcare systems in Africa.
Healthcare claims are at the core of every patient interaction and represent one of the most critical—and vulnerable—components of the healthcare value chain. As claim volumes continue to grow, hidden risks such as fraud, waste, and abuse (FWA) remain a significant challenge. These losses are often driven by complex fraud schemes hidden within normal-looking claims, making them difficult to detect using traditional rule-based systems.
At the same time, healthcare providers continue to face operational inefficiencies that impact revenue and service delivery. A large proportion of claim rejections are preventable, often arising from issues such as incomplete documentation, incorrect coding, or inconsistencies that are only identified after submission – affecting both revenue predictability and operational efficiency.
Smart Detect AI addresses these challenges by introducing a new layer of intelligence into the claims process. Using machine learning, behavioural analytics, and clinical logic, the solution analyses claims both before and after submission to identify risks, improve accuracy, and enhance decision-making. For insurers, Smart Detect AI enables post-submission claims risk detection by identifying unusual billing patterns, potential member-provider collusion, abnormal visit frequencies, clinical inconsistencies, and location anomalies. This allows for earlier detection of hidden risks, targeted investigations, and reduced financial leakage.
For healthcare providers, the platform enhances pre-submission claim validation by flagging errors such as missing documentation, incorrect coding, benefit mismatches, unjustified procedures, and incomplete clinical rationale. By improving claim quality at the source, providers can increase first-pass approvals, reduce rejection rates, and protect revenue and cash flow. Unlike traditional systems that assess claims in isolation, Smart Detect AI evaluates patterns across the entire claims ecosystem, spanning providers, patients, and time. This holistic approach enables deeper insights into billing behaviour, patient journeys, and interaction patterns, delivering more accurate, explainable and actionable intelligence.
Speaking at the launch, Barbara Simiyu, Head of Data Analytics, Smart Applications International noted:
“Healthcare systems today process claims at scale, but critical risks often remain hidden. Smart Detect AI introduces a new level of intelligence that enables stakeholders to move from reactive to proactive claims intelligence — strengthening transparency, improving efficiency, and ultimately protecting the integrity of healthcare systems.”
The solution officially unveiled at the 5th Smart Summit, comes at an opportune time to address the need to reduce claims fraud, improve claim quality and strengthen healthcare system efficiency. This also reinforces Smart Applications International’s continued commitment to driving innovation, accountability, and system-wide efficiency in healthcare delivery.
As healthcare systems across Kenya and Africa grow in scale and complexity, Smart Detect AI positions Smart Applications International at the forefront of claims intelligence and data-driven healthcare solutions – empowering insurers and providers to reduce losses, optimize operations, and deliver better outcomes for patients.
